I don’t live or work in Derbyshire, can I still join?
We are only able to accept new Members who live or work within Derbyshire or Derby City. This is defined as our 'common bond'.
There are more than 300 credit unions operating in the UK. Most have either a residential or employment (or both) common bond. Check findyourcreditunion.co.uk to find a credit union near you.
Related Articles
What is a Common Bond?
The Common Bond is the factor that unites Members of a Credit Union. A ‘Common Bond’ is defined as: An area where all the members live or work together in the same locality Where all members are in the same profession or work for the same employer ...
How to Activate Your Derbyshire Community Bank Membership
Activating your membership with Derbyshire Community Bank is easy. Once you’ve signed up, all you need to do is send £1 to your new account. As soon as we receive it, your account will be active, and you can start saving with us or apply for a loan. ...
What ID is required to join?
We are required by legislation to verify the identity and proof of address for all our Members. When joining DCBank, you will be sent to Yoti, which will process and validate your identity. You will need government-issued documents that include your ...
Save as you borrow with Derbyshire Community Bank?
Did you know you can grow your savings while repaying a loan? At Derbyshire Community Bank, our Save While You Repay scheme is designed to help you achieve financial security effortlessly. You make an agreed payment each week or month, and a small ...
Thinking of an IVA? – Be sure you know the facts!
Individual Voluntary Arrangements (IVAs) - have you seen the adverts for debt solutions? Sounds like an easy and straightforward way to wipe your debts and make a fresh start. However, the reality can be quite different. There are major drawbacks and ...