Popular Articles
Reasons why your loan application may be declined
Introduction It is always disappointing if your loan application isn't accepted, but there is always a reason and we will do our best to explain why and help you take some action so that your next application will be successful. Firstly, we work for ...
Borrowing from friends and family
It is very common to borrow from friends and family, particularly the bank of mum and dad! Since the withdrawal of payday lenders, Brighthouse, Provident and other sub-prime lenders, options to borrow have been reduced. Lenders have also been ...
A-Z of Financial Jargon
Z The world of money can be confusing at times and it can be hard to understand the words and phrases. Try our A-Z of some words and phrases you should look out for when signing up for a loan, opening an account, dealing with banks, lenders and other ...
The Five Steps of Saving
We talk a lot about savings, it's part of our ethos to encourage everyone to save regularly to build up some savings. But did you know there are different types of savings? 1. Emergency Fund Unexpected bills, washing machine stops working, emergency ...
I have an IVA, can I apply for a loan?
Simple answer is 'no'. If you have entered into an individual voluntary arrangement (IVA) then you are restricted to borrowing no more than £500 without obtaining permission from your insolvency practitioner. When we consider affordability, we will ...